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Schedule a phone call to discuss any questions you may have regarding opening a new account or applying for a new loan.If you have any questions or concerns regarding an existing account or loan, please contact Member Services at 781.455.6500. View Disclosures. Annual Percentage Yield (APY) is 3.25%. The Business Money Market APY and Dividend Rate are in effect as of 6/01/2023 This offer may be discontinued by the Credit Union at any time. The minimum deposit to open a Premium Money Market Account is $500 and there is a minimum daily balance of $25,000 to earn the stated APY. Direct Federal Credit Union. ( 73 Reviews ) 50 Cabot Street. Needham, MA 02494. (781) 455-6500. Website. Direct Federal Credit Union 50 Cabot St. P.O. Box 9123 Needham, MA 02494. Send a fax: 781-433-2922. Report lost or stolen card: Visa: 800.449.7728 ATM/Debit: 866.561. ... What you’ll need: Notify your employer’s HR or Payroll representative about direct deposit set up and request their email address. 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