Jan 29, 2022 · As with most of Marriott's airline transfer partners, points transfer to Hawaiian Airlines at a 3:1 ratio, with a 5,000-mile bonus for every 60,000 points transferred. With the Marriott Bonvoy Brilliant® American Express® Card, you can earn a welcome offer of 95,000 Marriott Bonvoy bonus points after you spend $6,000 in purchases on the card ... Virgin Atlantic Flying Club is a transfer partner of American Express Membership Rewards, Bilt Rewards, Capital One Miles (via Virgin Red), Chase Ultimate Rewards, Citi ThankYou Points, and Marriott Bonvoy. All the programs transfer to Virgin Atlantic Flying Club at a 1:1 ratio except Marriott Bonvoy. Marriott Bonvoy points transfer …Feb 2, 2024 · For the Chase Sapphire Preferred card, the minimum transfer is typically 1,000 points, while for the Chase Sapphire Reserve card, the minimum transfer is 5,000 points. Therefore, you need to have at least one of these minimums in order to initiate the transfer to Delta. Marriott points transfer to Aeromexico at a 3:1 ratio. You'll get a 5,000-mile bonus for every 60,000 points you transfer (up to 180,000 points per day). That effectively gives you a 3:1.25 ratio on larger transfers. It's fairly easy to earn Marriott points thanks to the program's partnership with Chase and American Express.1. Go to the Chase Ultimate Rewards® portal. Visit the Chase website or use the Chase mobile app to log in to your Chase account. Next, you’ll want to navigate to …There are transfer partners (Korean and Air France to start with) that you can transfer UR to and still fly on delta metal. You technically can with Marriott but it's a bad point transfer. Also transfer from Marriott to SPG to Delta but also bad. Also, look into transferring UR points to Flying Blue. Air France/KLM partner with Delta, so you ...Transfer Chase points to Singapore KrisFlyer Bottom line. Chase Ultimate Rewards is an incredibly valuable points currency, given the transfer partners the program has, as well as the ability to redeem rewards for up to 1.5 cents each toward the cost of a travel purchase. Hopefully the above is a useful rundown of how you can transfer, …Vanishing Point, released in 1971, is a cult classic film that has left a lasting impact on cinema and car enthusiasts alike. Known for its thrilling plot and stunning cinematograp...Chase lets you transfer points at a 1:1 ratio in 1,000-point increments, and those transfers typically happen instantly (that's important for making sure you can grab an award flight …1. Go to the Chase Ultimate Rewards® portal. Visit the Chase website or use the Chase mobile app to log in to your Chase account. Next, you’ll want to navigate to …Nov 29, 2019 · You can also use your points to book travel directly through the Ultimate Rewards travel portal, but with most Chase credit cards those points are only worth 1.25 cents each toward travel reservations. The Chase Sapphire Reserve card is different. When you use points from that card, or combine your Ultimate Rewards points from any other Chase ... Jan 13, 2022 · Learn how to book Delta flights with Chase Ultimate Rewards points without Delta Skymiles. You can use your points to book via the Ultimate Rewards redemption portal, transfer to Virgin Atlantic or KLM/France, or book some Delta flights for less with Chase's airline partners. Calculate the conversion rate of AMEX Membership Rewards points to Delta SkyMiles with our efficient online calculator. American Express Membership Rewards points can be converted to Delta SkyMiles at a 1:1 ratio. So every 1,000 Membership Rewards points you transfer to your SkyMiles account will give you 1,000 Delta SkyMiles.Jan 24, 2024 · Once there, you’ll want to log into your Chase account and follow these steps: Scroll down to “transfer points to partners.”. 2. You’ll be taken to a page that lists all Ultimate Rewards ... The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.. Additionally, it offers flexible point redemption options, no foreign transaction …Scroll down the list of Chase transfer partners until you find United MileagePlus. Click "Transfer Points" to link your United Airlines loyalty account. You'll need to enter your name and MileagePlus number. Then, enter the number of points you want to transfer, in increments of 1,000, and click "Continue."Feb 1, 2024 · While the Delta SkyMiles® Gold American Express Card offers 2 points per $1 spent at restaurants and U.S. supermarkets, in addition to Delta purchases, the Chase Sapphire Preferred® Card ... Virgin Atlantic award availability on Delta. Or for 11,000 points you could book a one-way economy award for a flight of 501-1,000 miles, like Los Angeles to Seattle. Virgin Atlantic award availability on Delta. Redeeming 22,000 points for a one-way economy award for flights of 2,001-3,000 miles could be a good deal as well, like Los …Delta Air Lines is the latest carrier to increase of its luggage fees, announcing it was hiking the price of a checked bag by $5, effective immediately. Flying with luggage …Step 2: Locate the transfer partner you want to use and click Redeem. Step 3: A pop-up window will show up. Choose the number of points you’d like to transfer, and fill out the form by entering your name and frequent flyer number. Click Submit. Image Credit: Wyndham Rewards. Rewards. Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select ... There are transfer partners (Korean and Air France to start with) that you can transfer UR to and still fly on delta metal. You technically can with Marriott but it's a bad point transfer. Also transfer from Marriott to SPG to Delta but also bad. Also, look into transferring UR points to Flying Blue. Air France/KLM partner with Delta, so you ...You can transfer Chase Ultimate Rewards (39-hour transfer time) and American Express Membership Rewards (instant transfer) points to Marriott Bonvoy at a 1:1 transfer ratio. ... Avianca LifeMiles, Delta …At TPG, we're all about maximizing the value of transferable points currencies like Chase Ultimate Rewards points and Capital One Venture miles.These point currencies offer the flexibility to transfer your points to various airline and hotel loyalty programs to secure award availability.. However, this option has a downside — transfer …Delta is a transfer partner of the Chase Ultimate Rewards and Citi ThankYou programs. Here's how you can book with Delta using either one.And keep in mind that you can transfer points to Virgin from Chase, Citi, and American Express, and even Capital One. Thrifty Tip: We regularly transfer bonuses of 20% to 30% to Virgin Atlantic, like the 30% bonus from Chase ending June 15. With a 30% transfer bonus, you could book these flights for as low as 85,000 points!A look at how to transfer your Chase Ultimate Rewards points to Flying Blue, the loyalty program of Air France and KLM, and how to redeem them for free flights. Skip to content. Menu. Go to Home Page. News; ... If you're able to find low-level availability on Delta (and that's a big "if"), you can snag a one-way ticket for just 15,000 miles ...Here's some good news if you're looking to give your Marriott account a boost: Through Aug. 31, 2021, you'll get a 50% bonus when transferring Chase Ultimate Rewards points to Marriott Bonvoy. This means you can transfer Chase Ultimate Rewards in increments of 1,000 points and get 1,500 Marriott points. This offer is not targeted – all …Air Canada Aeroplan is an Amex transfer partner, Chase transfer partner, Capital One transfer partner, and Marriott transfer partner. Amex Membership Rewards, Capital One, and Chase Ultimate Rewards have the best transfer ratio, sitting at a simple 1:1 ratio. Transfers from Amex, Capital One, and Chase to Aeroplan are instant.3 days ago · 1. Go to the Chase Ultimate Rewards® portal. Visit the Chase website or use the Chase mobile app to log in to your Chase account. Next, you’ll want to navigate to the Chase Ultimate Rewards ... Conversion Calculator: IHG Points To Airline Miles. IHG Points can be transferred to over 30 frequent flyer programs. Most IHG partners are 5:1, meaning every 5,000 IHG points you convert will give you 1,000 airline miles. By Robert Flowers III - 2023-10-30. Page Also Available For: 🇬🇧 UK.Chase Freedom rewards points can be redeemed through a specific section of the Chase credit cards website. Cardholders access the redemption options by choosing “Redeem for Rewards...Oct 24, 2022 · Delta Skymiles cannot be converted to Chase Ultimate Rewards points. Delta has flights available for purchase. The Ultimate Reward program operates in partnership with Virgin Atlantic Flying Club and AirFrance/KLM Flying Blue. Delta partners with both of these airline programs. Despite the fact that Delta SkyMiles transfer rates are only 10:1 ... Using Delta SkyMiles. Before the pandemic, ... If you're a Chase cardholder, you can transfer your Ultimate Rewards points to United at a 1:1 ratio. Marriott Bonvoy transfers to United at a 3:1 ratio. ... Through American Express Membership Rewards, you can transfer your points to Aeroplan miles at a 1:1 ratio. Capital One miles transfer at a …Nov 11, 2023 · 5. Confirm and submit. Chase will then prompt you to confirm the details of your transfer, and you’ll be able to transfer your points by clicking “Confirm & Submit.”. The timing for ... Chase Ultimate Rewards points can be transferred to AerClub at a 1:1 ratio. This means every 1,000 Chase points you transfer to AerClub will give you 1,000 Aer Lingus Avios. Ultimate Rewards points can be redeemed for 1.25 to 1.5 cents each towards travel booked through Chase Ultimate Rewards. This gives you a great alternative route …Dec 4, 2022 · None, but you can choose Delta Air Lines as your preferred airline to cover up to $200 per year in airline incidental credits for things like checked baggage or preferred seat fees. $695 (see rates and fees). Chase Sapphire Reserve: 3 points per dollar (or 5 points per dollar if booked via the Chase travel portal). 6 cents (or 10 cents). 1 Jun 2023 ... I'll explain how to use the Chase Transfer to Travel Partners feature, so you can book that trip you've been planning with credit card ...We’ve already discussed that Chase Ultimate Reward points can’t be transferred directly to Delta Air Lines, but that there is a method for booking most Delta …Chase Ultimate Rewards points can be transferred to JetBlue at a 1:1 ratio. This means that every 1,000 Chase points you transfer will give you 1,000 JetBlue points. One of the best benefits of Chase Ultimate Rewards is the ability to redeem points for 1.25 to 1.5 cents each towards travel booked via Chase.Marriott Bonvoy. Marriott Bonvoy Points can be transferred to American Airlines AAdvantage at a 3:1 ratio which means that 3,000 Marriott Bonvoy Points can be converted to 1,000 AAdvantage Miles.. As a Marriott Bonvoy member, you'll earn 10 base points per $1 spent at most properties, up to an additional 7.5 points based on your elite …This flight from Detroit to Minneapolis costs 20,000 SkyMiles and $5.60 in taxes and fees with Delta SkyMiles. (Screenshot from delta.com) Meanwhile, you can book it for just 10,500 Flying Blue miles and $16.69 in taxes and …Jul 6, 2023 · THE POINTS GUY. Welcome bonus: $750 cash back after you spend $6,000 on purchases in the first three months from account opening (which can become 75,000 Ultimate Rewards points). Benefits: Earn unlimited 1.5% cash-back rewards on every purchase. AMEX Membership Rewards. American Express Membership Rewards Points can be transferred to Qantas Frequent Flyer at a 1:1 transfer ratio. This means that 1,000 AMEX Points can be converted to 1,000 Qantas Points. AMEX offers several premium credit cards that feature high multipliers of up to 5X points.Chase Ultimate Rewards points can be transferred to JetBlue at a 1:1 ratio. This means that every 1,000 Chase points you transfer will give you 1,000 JetBlue points. One of the best benefits of Chase Ultimate Rewards is the ability to redeem points for 1.25 to 1.5 cents each towards travel booked via Chase.Dec 4, 2022 · None, but you can choose Delta Air Lines as your preferred airline to cover up to $200 per year in airline incidental credits for things like checked baggage or preferred seat fees. $695 (see rates and fees). Chase Sapphire Reserve: 3 points per dollar (or 5 points per dollar if booked via the Chase travel portal). 6 cents (or 10 cents). Convert Your Partner Points to Miles. Transfer points from partner loyalty programs and convert them into miles with Delta that you can use for all kinds of rewards. Convert …16 Mar 2019 ... You can book a Delta flight through the Chase portal with the bonus redemption, then cancel for ecredit and combine. emma dog ...Feb 26, 2020 · Here are Chase's current cards that allow you to transfer points to airline and hotel partners: Chase Sapphire Reserve: Earn 60,000 points after you spend $4,000 on purchases in the first three months from account opening. It has a $550 annual fee, but it's largely offset by a $300 annual travel credit, Priority Pass lounge access and improved ... Unfortunately, you can't transfer Delta SkyMiles to a Virgin Atlantic account. ... Currently, you can earn a welcome bonus of 60,000 Chase Ultimate Rewards points after spending $4,000 in the first three months. And with 3x points per dollar spent for dining and 2x points for travel purchases, it's really easy to rack up a ton of Chase points ...1. World of Hyatt. World of Hyatt is the only Chase hotel transfer partner that we recommend. Thanks to appealing hotels and a compact award chart, Hyatt is one of our favorite redemptions. Award ...5 Dec 2022 ... Transferring your rewards points from Amex to Delta is relatively easy as long as you have online accounts with Delta and American Express.This flight from Detroit to Minneapolis costs 20,000 SkyMiles and $5.60 in taxes and fees with Delta SkyMiles. (Screenshot from delta.com) Meanwhile, you can book it for just 10,500 Flying Blue miles and $16.69 in taxes and …Redeeming Chase Ultimate Reward points. As a general rule of thumb, one point equates to $0.01 in redeemable value. This can fluctuate, however, depending on how you decide to redeem your points. When it comes to travel there are three main ways to redeem Ultimate Rewards points: Booking travel directly through the Chase travel portal.Chase Ultimate Rewards points don’t transfer to Delta, but to show you why that doesn’t matter, look at what Delta Skymiles requires for the exact same flight: 91,000 Delta Sky miles. Even if Ultimate Rewards transfer to Delta, I’m better off using Flying Blue miles to book this itinerary.Delta is a transfer partner of the Chase Ultimate Rewards and Citi ThankYou programs. Here's how you can book with Delta using either one.May 16, 2022 · Scroll down and select “Transfer to Travel Partners”. Select “Transfer Points” next to the airline or hotel partner to which you wish to transfer points. Click “Select Recipient” and ... Nov 11, 2023 · 5. Confirm and submit. Chase will then prompt you to confirm the details of your transfer, and you’ll be able to transfer your points by clicking “Confirm & Submit.”. The timing for ... AMEX Membership Rewards. American Express Membership Rewards points can be transferred to Qatar Avios at a 1:1 ratio. Every 1,000 AMEX points you transfer to Qatar Privilege Club will give you 1,000 Qatar Avios. American Express offers several leading travel rewards cards with intro bonuses pushing 100,000 points or more.If you want to book a IHG One Rewards hotel for 30,000 points per night and you only have 27,000 points in your IHG account, for example, moving 3,000 Chase Ultimate Rewards points can make sense ...For Aeroplan: Select Book with Aeroplan points. Select your travel dates, cities, and business class. For United: Click round-trip, check Book with miles, and select your travel dates, cities, and business class. Find your desired flight in ANA business class. Call Virgin Atlantic at 800-365-9500 to book your award.If you don’t have any Chase or Marriott Bonvoy points and have a bunch of World of Hyatt points sitting around, it might be a good idea to transfer 7,500 World of Hyatt points to earn 3,000 miles and make the redemption you need. ... You can transfer World of Hyatt points to Delta at a 5:2 ratio with a minimum transfer amount of 5,000 points ...Premium economy award operated by ANA. ASWBE-I.ANA.CO.JP. If you need to earn ANA miles to book your award, you can transfer American Express Membership Rewards points at a 1:1 ratio or Marriott Bonvoy points at a 3:1 ratio (with 5,000 bonus miles for every 60,000 points transferred).. Related: Quick Points: Book …Houston (IAH) – Paris (CDG) – Warsaw (WAW) The whole itinerary will cost 110,000 Premier Points one-way and 220,000 Premier Points round-trip in business class. 13. Fly From the U.S. to Finland in Delta One Suites and KLM Business Class (110,000 Club Premier Points) Delta One Suites is available on select routes.With most airline partners, 3 Marriott points will convert to 1 airline mile. The exceptions that convert at different rates are Air New Zealand AirPoint (200:1 ratio) and United MileagePlus (3:1.1 ratio). Marriott gives 5,000 bonus airline miles for every 60,000 Marriott points you transfer to most airline partners.Dec 23, 2023 · Marriott Bonvoy. Marriott Bonvoy Points can be transferred to Delta SkyMiles at a 3:1 ratio meaning that 3,000 Marriott Points can be converted to 1,000 Delta SkyMiles. Marriott Bonvoy members can earn up to 23.5 Marriott Bonvoy points per $1 spent at Marriott properties. Feb 2, 2024 · For the Chase Sapphire Preferred card, the minimum transfer is typically 1,000 points, while for the Chase Sapphire Reserve card, the minimum transfer is 5,000 points. Therefore, you need to have at least one of these minimums in order to initiate the transfer to Delta. A 5% GST and/or other applicable taxes apply to residents of Canada on the $30 USD processing fee. All amounts paid by the Member for the purchase of miles is pursuant to this Agreement and are in addition to the US$30.00 processing fee or as otherwise set forth on the Transfer Miles landing pages. Mileage transfers are sold in U.S. dollars. Here are Chase's current cards that allow you to transfer points to airline and hotel partners: Chase Sapphire Reserve: Earn 60,000 points after you spend …If you backtrack, that means you'd need to transfer 93,000 Marriott points to fly economy or 331,000 to fly business class. The other option is to bypass a points transfer entirely, and instead leverage a pay-with-points bonus like you'll find on the Chase Sapphire Preferred Card, Chase Sapphire Reserve, and several Amex business charge cards.Aug 19, 2023 · Here are our picks for the best travel credit cards of 2024, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card. No annual fee: Bank of ... The simplest way to earn TAP Miles&Go miles will be by flying TAP Air Portugal or its Star Alliance partners or through reward transfers from the Marriott Bonvoy program and now, Capital One. You can transfer Bonvoy points to most airlines at a ratio of 3:1, including to TAP Portugal. By transferring 60,000 Marriott Bonvoy points to TAP's …There are hundreds of retailers (currently 460 total). You can earn 60,000 Ultimate Rewards points when you open a Chase Sapphire Preferred. Current offer: Earn 60,000 Chase Ultimate Rewards points after spending $4,000 in the first 3 months. The annual fee is $95.Transfer partners: United Airlines is a transfer partner of: Bilt Rewards (1:1 transfer ratio). Chase Ultimate Rewards (1:1 transfer ratio). Marriott Bonvoy (3:1.1 transfer ratio, with 5,500 bonus miles for every 60,000-point increment you transfer). Note that you'll get 10% more miles when transferring Marriott points to United versus other ...Here are the steps to take to transfer Ultimate Rewards points you’ve earned: Sign in to your account at chase.com. Choose the “Redeem Rewards” prompt within the …Virgin Atlantic Flying Club is a transfer partner of American Express Membership Rewards, Bilt Rewards, Capital One Miles (via Virgin Red), Chase Ultimate Rewards, Citi ThankYou Points, and Marriott Bonvoy. All the programs transfer to Virgin Atlantic Flying Club at a 1:1 ratio except Marriott Bonvoy. Marriott Bonvoy points transfer …Aug 22, 2023 · To transfer your Ultimate Rewards points to hotel and airline partners, you’ll need one of Chase’s premium travel cards: the Chase Sapphire Preferred ($95 annual fee), the Chase Sapphire ... AMEX Membership Rewards. American Express Membership Rewards points can be transferred to British Airways at a 1:1 ratio. This means that every 1,000 AMEX points you transfer to British Airways will give you 1,000 Avios. American Express offers several of the best travel credit cards in the market with intro bonuses as high as …17 Oct 2023 ... for only 45,000 miles after the transfer bonus. If you book this with cash, this same flight would cost over $3,000. To find these flights, I go ...To transfer points to your Southwest Rapid Rewards account, you must have an active account and a Chase Ultimate Rewards-earning credit card. The transfer ratio between programs is 1:1, meaning that one Chase Ultimate Reward point equals one Southwest point. Unlike with AmEx/Delta, there are no fees associated with transferring …As for hotel partners, the only safe guess is Marriott as Hilton has a close affiliation with Amex and IHG with Chase. The same goes for airlines with credit card …THE POINTS GUY. Welcome bonus: $750 cash back after you spend $6,000 on purchases in the first three months from account opening (which can become 75,000 Ultimate Rewards points). Benefits: Earn unlimited 1.5% …Delta Air Lines is the latest carrier to increase of its luggage fees, announcing it was hiking the price of a checked bag by $5, effective immediately. Flying with luggage …You can also use your points to book travel directly through the Ultimate Rewards travel portal, but with most Chase credit cards those points are only worth 1.25 cents each toward travel reservations. The Chase Sapphire Reserve card is different. When you use points from that card, or combine your Ultimate Rewards points from any other …
Jan 24, 2024 · Once there, you’ll want to log into your Chase account and follow these steps: Scroll down to “transfer points to partners.”. 2. You’ll be taken to a page that lists all Ultimate Rewards ... . Christian movies on netflix
Delta refers to change in mathematical calculations. In some cases, this means a difference between two values, such as two points on a line. In other cases, it refers to the rate ...11 Jan 2024 ... Top 3 Chase Ultimate Rewards ... Top 5 Chase Ultimate Rewards Transfer Partners | Maximize ... Book Delta One Business Class for Less Miles and ...Chase Transfer Partners. Chase is a titan in the travel rewards industry, and that’s due in large part to some excellent transfer partners. W ith 11 airline and three hotel partners, Chase Ultimate Rewards points are practically a must for any frequent or aspiring traveler. The Chase Sapphire Preferred® Card is easily the best place to begin for …Aug 22, 2023 · To transfer your Ultimate Rewards points to hotel and airline partners, you’ll need one of Chase’s premium travel cards: the Chase Sapphire Preferred ($95 annual fee), the Chase Sapphire ... British Airways Executive Club is one of the most unique Chase airline partners. When you transfer Ultimate Rewards to British Airways, you can book travel with Oneworld alliance members like American Airlines, Alaska Airlines, and Qatar Airways. You also can also book travel with Aer Lingus.4 Aug 2023 ... You can transfer Chase points to Marriott on the "Transfer points to travel partners" page on the Chase Ultimate Rewards portal. Scroll to the ...Or you can log into your AmEx account and then use this link to open the transfer points page. 1. Link your airline or hotel account. Next, you'll need to link your Membership Rewards account with ...However, if you’re short on IHG One Rewards points, the program is a Chase transfer partner so you can transfer points from a Chase Ultimate Rewards credit card at a 1:1 ratio to IHG One Rewards. ... If you need 50,000 Delta SkyMiles to book a flight but only have 48,000 SkyMiles, you can simply transfer 10,000 IHG One Rewards points to Delta ...If you want to use transferable points, keep these transfer ratios and transfer times in mind: Amex Membership Rewards transfer at a 1:1 ratio and take 1 to 2 days. Capital One Miles transfers transfer at a 1:1 ratio and transfer instantly (via Virgin Red). Chase Ultimate Rewards transfer at a 1:1 ratio and transfer instantly.11 Oct 2023 ... Disclaimer: Click 'more' to see ad disclosure) Timestamps: 00:00 Introduction 00:44 American Airlines 03:02 Delta via Virgin Atlantic 05:02 ...However, you can book Delta flights indirectly using your Chase Reserve Points by transferring them to one of Chase's transfer partners that are within the SkyTeam alliance, such as Virgin Atlantic Flying Club: Transfer Chase Reserve Points to Virgin Atlantic Flying Club. The transfer ratio is 1:1, so 10,000 Chase Reserve Points will …To redeem Chase Ultimate Rewards points, log onto the Chase Ultimate Rewards website using your username and password. Browse the online catalog and add the desired rewards to the ...That same flight can be booked on points for just 86,000 KrisFlyer miles (an Ultimate Rewards® transfer partner) plus $5.60 in taxes and fees. That's a redemption rate of over 7.6 cents per mile ...22 Aug 2022 ... ... Chase Ultimate Rewards points ... Book Delta One Business Class for Less Miles and Points ... Top 5 Chase Ultimate Rewards Transfer Partners | ...Jan 15, 2018 · 4. Select yourself or an authorized user from the drop-down menu, enter your Iberia member ID, then click Continue. 5. Enter the number of points you want to transfer (must be in increments of 1,000) and click Continue. 6. Review your details on the next page and then click Confirm & Submit. Virgin Atlantic Flying Club is a transfer partner of American Express Membership Rewards, Bilt Rewards, Capital One Miles (via Virgin Red), Chase Ultimate Rewards, Citi ThankYou Points, and Marriott Bonvoy. All the programs transfer to Virgin Atlantic Flying Club at a 1:1 ratio except Marriott Bonvoy. Marriott Bonvoy points transfer ….
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